Medical Expenses Cover

  •  The cost of treatment at an approved medical facility
  •  Medical expenses whilst on holiday (not including the USA, Canada, or your home country)
  •  Family compassionate visits in the case of a serious illness
  •  Repatriation costs in the event of illness

Personal Accident Cover

  •  Physiotherapy, homeopathy, osteopathy or chiropractic treatment expenses necessitated by accidental injury
  •  Dental & opticians expenses as a result of injury up to the limit in the policy

Learner Protection

  •  Course costs at another school in the event that the school in which a student was originally enrolled fails to deliver or finish the course
  •  Relocation costs up to the limit in the policy
  •  Refund of fees if the school in which a student was originally enrolled fails to deliver or finish the course and an alternative place cannot be sourced

    The insurance policy documentation provided to you will set out the specific terms and conditions and limits (the most the insurer will pay) and any excess (the first part of any claim that you will need to pay) that apply to you. Please read this documentation carefully.

Accident and Illness

This cover is intended to meet the needs of non-EEA students travelling to Ireland in the event of accident or illness and meets the legal requirements to hold this type of insurance to comply with immigration requirements. It does not cover pre-existing medical conditions. If you have pre-existing medical conditions you may wish to consider alternative policies providing cover for these conditions.

  • Costs of medical services and treatment, including charges for overnight stays at a medical facility, incurred following consultation with a qualified medical practitioner and ambulance charges if you are injured or become ill while studying in a country other than of your nationality, citizenship or permanent residence
  • Cost of physiotherapy, homoeopathy, osteopathy or chiropractic treatment necessitated by accidental injury (up to EUR 1,250)
  • Dental or optician related expenses following accidental injury only (up to EUR 500)
  • Travel and reasonable accommodation costs for up to two delegated companions or relatives if it is deemed by a recognized medical Practitioner that you are unable to look after yourself
  • Disablement benefit in the event of loss of two or more limbs or loss of sight in both eyes; or disablement benefit in the event of loss of one limb or loss of sight in one eye
  • Cover against liability for injury to others or loss of or damage to property of others caused by you
  • Defence costs if you are liable for causing injury or damage to property other than claimants costs and expenses

Learner Protection

This cover is intended to meet the needs of students attending educational institutions that are not financially supported by the Irish state where there is a legal obligation to hold this insurance in the event that the school at which they are enrolled fails to provide the course or it ceases prematurely because of a loss of accreditation.

  • The costs of transferring to an alternative school to complete the course
  • Reimbursement of fees if a place at an alternative school cannot be found


Medical and Accident Claims

Academy Plus does not have authority to deal with claims. In the event that you need to make a medical expenses claim you should read the claims sections in the policy documentation provided to you.

How to make a claim

It is essential that you to follow these instructions to be able to make a claim including the use of Approved Hospitals.

All medical claims must be notified to Sedgwick, the insurer’s Claims Administrator as soon as possible and within 30 days of the expense being incurred (by telephoning +353 (0) 1 299 4808; or by claims correspondence email

Sedgwick must be notified in advance of any Medical Expenses claim likely to exceed EUR 250 or where You intend to seek treatment at a hospital other than an Approved Hospital. Failure to do so may render your claim voidable.

You must not sign any form agreeing to be treated as a private patient without the prior written agreement of the Claims Administrator.

You are responsible for paying the first EUR 100 of any claim.

When making a claim You must:

  • a. quote the policy reference number on this document; and
  • b. provide as much information about the claim as possible to ensure that your claim can be dealt with as quickly as possible.

About Us

Academy Plus Insurance Limited t/a Academy Plus, is regulated by the Central Bank of Ireland. Academy Plus Insurance Limited is a limited company incorporated in Ireland, registered office 73 Lower Leeson Street, Dublin 2, Number 635099.

Our Dublin office address is 73 Lower Leeson Street, Dublin 2, Ireland. We can be contacted there by telephoning +353 (0) 1520 0840 or by emailing us at

Our offices are open between the hours of 9am and 5pm. We specialize in insurance covers for students and the educational sector.

Our remuneration: Academy Plus Insurance Limited t/a Academy Plus, is remunerated by way of commission. For further details click here.

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